Terms and Conditions of Use

Your use of the information offered by Applied Research Investments, LLC (“ARI”) on this site is subject to certain terms and conditions (the “Terms and Conditions”). By accessing this site you agree to be bound by these “Terms and Conditions” as well as to comply with all applicable laws and regulations. If you do not agree with any of these terms, you are prohibited from using or accessing this site. You are encouraged to periodically visit this page. ARI may revise these Terms and Conditions at any time without notice and by using this web site you are agreeing to be bound by the then current version.

Restricted Use of Site Materials

The materials contained in this web site are protected by applicable copyright and trade mark law. ARI grants you a limited license to access and make use of this site for personal use only. You may print copies of the information from the site and you may store information from the site on your own computer, however, this is the grant of a license, not a transfer of title, and under this license you may not:

  • modify the site, or any portion thereof, for any reason;
  • hyperlink to the site, whether to its homepage or to an interior page;
  • use the materials for any commercial purpose, or for any public display (commercial or non-commercial);
  • attempt to decompile or reverse engineer any software contained on the site;
  • remove any copyright or other proprietary notations from the materials; or transfer the materials to another person or “mirror” the materials on any other server.

Any unauthorized use terminates the permission or limited license granted by ARI. ARI reserves all other rights.

While ARI uses reasonable efforts to help ensure that all material on this site is correct, accuracy cannot be guaranteed and ARI makes no representations or warranties as to the accuracy, reliability or completeness of any information at this site. All information and materials contained herein is provided to you “as is” without warranty of any kind, either express or implied, including, without limitation, the implied warranty of merchantability, fitness for a particular purpose, title and non-infringement to the full extent permitted by law. ARI has not reviewed all of the sites linked to this site and is not responsible for the contents of any such linked site. The inclusion of any link does not imply endorsement by ARI of the site. Use of any such linked web site is at the user’s own risk. ARI further assumes no responsibility for, and makes no warranties that functions contained at this site will be uninterrupted or error-free, that defects will be corrected, or that the site or the server that makes it available will be free of viruses or other harmful components.

Limitations on Liability
By entering the site you acknowledge and agree that your use is at your own risk and that none of the parties involved in creating, producing, or delivering the site is liable for any direct, incidental, consequential, indirect, or punitive damages, or any other losses, costs, or expenses of any kind (including legal fees, expert fees, or other disbursements) that may arise, directly or indirectly, through access to the site, use or browsing of the site, or through your downloading of any text or images, from the site.

Privacy Policy
ARI does not collect any personally identifiable information such as IP address, domain name, webpage, the length of time spent on the site, or the pages accessed while visiting the site. The information-gathering technology referred to as “cookies” will not be used in connection with the site. The only information that ARI collects is that which is voluntarily submitted by users. By using the site you hereby understand and consent to the transfer of any data submitted by you to ARI.

Under no circumstances will ARI exchange such information with third parties, except as described in this Policy. Third party disclosures may include sharing such information with non-affiliated companies that perform support services for your account or facilitate your transactions with ARI, including those that provide professional, legal, compliance or accounting advice to ARI. Non-affiliated companies that assist ARI in providing services to you are required to maintain the confidentiality of such information to the extent they receive it and to use your personal information only in the course of providing such services and only for the purposes that ARI dictates.

ARI may also disclose your personal information to fulfill your instructions, to protect ARI’s rights and interests and those of our business partners or pursuant to your express consent. Finally, under limited circumstances, your personal information may be disclosed to third parties as permitted by, or to comply with, applicable laws and regulations; for instance, when responding to a subpoena or similar legal process, to protect against fraud and to otherwise cooperate with law enforcement or regulatory authorities or with organizations such as exchanges and clearinghouses.

You should know that ARI will not sell your personal information.

Protecting Your Privacy
ARI is committed to protecting the privacy and confidentiality of your personal information. ARI limits access to your personal information to authorized ARI employees and, as described above, under the Privacy Policy. Our service providers are held to stringent standards of privacy. Lastly, ARI maintains physical, electronic, and procedural safeguards that comply with applicable federal standards to guard the client’s nonpublic, personal information. ARI aims to regularly evaluate technology in an effort to ensure that the safeguards ARI has in place maintain a high level of security and confidentiality for the client’s personal information.

Governing Law
By visiting the site, you agree that the laws of the State of New York, without regard to principles of conflict of laws, will govern these Terms and Conditions and any dispute of any sort that may arise between you and ARI. You hereby consent to the jurisdiction of the federal and state courts in New York for the purpose of resolving any dispute in connection with your visit to the site. ARI may seek injunctive or other appropriate relief in any state or federal court in the State of New York, and you consent to exclusive jurisdiction and venue in such court.

If any of the Terms and Conditions shall be deemed invalid, void, or for any reason unenforceable, such condition shall be deemed severable and shall not affect the validity and enforceability of any of the remaining Terms and Conditions.